Concierge style services
Tailored to What You Want and Need
Organize & Simplify Your Financial Life
Utilizing our industry leading technology, we are able to aggregate all of your assets, liabilities, income and expenses in one place, in real time. We then organize and keep up-to-date your most important documents in your digital vault so you never have to search for that crucial piece of paper again.
Cash Flow Analysis
Utilizing that same technology, we are able to identify where your dollars are being utilized and determine the most effective way to prioritize spending vs. saving. Through our systematized review process, we will collaboratively create the discipline needed to achieve your most important life goals.
We believe that each of your goals should be approached independently when it comes to building an investment plan and allocating resources to that plan. As we continue to grow your wealth, we will benchmark the performance of each pool of dollars against the actual goal. This allows us to demonstrate to you how the growth is having a material impact on your life plan. Our Investment Committee has the experience needed to navigate all markets and ensure your portfolio goals are met.
Growing your wealth is a priority, but protecting and preserving that wealth is equally as important. Our team will analyze multiple areas of risk to ensure you have the proper coverage and/or asset protection structures in place. This includes advice on life, disability, health, personal lines and various specialty insurance policies, as well as asset protection strategies through property entity structuring.
It’s not about what you make, it’s about what you keep. Our team works with your CPA, or ours, to build a plan before the year starts to ensure we are executing for 365 days every year, minimizing your taxes to the largest degree possible. There are many advanced strategies that can be implemented to lower your tax bill and put more dollars in your pocket and/or into your investments.
Strategic Giving Strategies
Most families don’t have a dedicated strategy for making charitable contributions and donate cash when asked or compelled to help. By creating a strategic gifting strategy, the impact of your dollars can be compounded greatly. While cash is a good option, donating highly appreciated, non-cash assets like stock or private business interests can save you even more on taxes and provide additional dollars for you to save, invest or donate. Our team can show you how to properly utilize a Donor Advised Fund, set up an Employee Assistance or Scholarship Program and even donate a portion of your business before you exit to create massive tax savings and significant giving impact.
Unfortunately, life can be unpredictable and we want to always be prepared for any situation that may arise. Our team of advisors will build and implement a wealth transfer strategy that ensures what you’ve built moves smoothly to the next generation or generations. We do this in the most tax efficient way possible to ensure you’re making the greatest impact. This includes properly written Wills, Trust, and Powers of Attorney followed by ensuring your account beneficiaries match those decisions. For business owners, this can include long-term succession planning often accompanied by Buy/Sell Agreements, at times, funded by Key-Man life insurance.
Generational Wealth Planning
As your family and wealth grow, it’s important that everyone be on the same page with how that wealth will transition over time; both during your lifetime and after you have passed. We have set up family advisory boards to educate the next generation and to get the entire family involved in the decision-making process. We work with you to set your family's Mission Statement and the "why" of your wealth. Having a clear strategy for the family’s wealth and a platform for communicating regularly can set up many generations to come.
A key strength of our team is bringing together your business and personal life into one congruent picture. We understand that owning and running a business may be your key wealth creation strategy, like it is ours, and our team can help you take full advantage of the opportunity that it presents. Areas of focus include growth strategies, expense reductions, employee planning and support, contract and agreement enhancements and many others
Mergers and Acquisitions
Our team has run point on a growing number of business acquisitions to include coordinating contract negotiation, legal, tax, lending, accounting and operational transition. When ready to make your exit, we ensure our clients get top dollar for their business while implementing a proper tax strategy to keep more of what you make. We can help you take your business full cycle from start-up to exit, all while incorporating it into your family’s life plan.
An area of advice that is typically siloed outside of the wealth management industry is the management of real estate assets within an overall portfolio. With real estate playing and integral part of an overall strategy and goal, Tyler Kolbenschlag, through his affiliation with Berkshire Hathaway HomeServices Carolinas Realty is able to represent our clients in the acquisition and sale of their primary homes, vacation properties and investment holdings.
There are many transactions in life that require careful planning and detailed follow through to ensure you are making the right decision and that all the important pieces come together. We quarterback the process from start to finish for major purchases like boats, cars, homes and life's other fun toys. Other concierge services include travel planning, club memberships, and entertainment experiences, just to name a few.